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Laybuy

NZ-founded. Split any purchase into 6 weekly payments.

Repayments
6 weekly payments
Spending limit
Up to $1,500
Interest
None
Late fee
$10 per missed payment
Credit check
Soft check only
Available
Online & in-store

Best for

Kiwi shoppers who want to support a local business and prefer weekly payments.

👍 Pros
  • NZ-founded and operated
  • No interest
  • 6 payments = smaller instalments
  • Works at major NZ retailers
👎 Cons
  • Lower spending limit than some competitors
  • Late fees apply
  • Fewer global merchants than Afterpay

Find stores that accept Laybuy

Browse all NZ merchants that accept Laybuy payments.

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