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New Zealand

Find stores that accept
buy now, pay later

Browse 6 NZ merchants — filter by store category or payment type.

Afterpay Afterpay Genoapay Humm Humm Klarna Laybuy Zip
6+
NZ stores
6
BNPL services
4
Categories
Free
Always
★ Featured products
View all featured products →
Medium Butchers Box
The Meat Box
Medium Butchers Box
$179.99
Butchers Box
The Meat Box
Butchers Box
$99.95
Family Box
The Meat Box
Family Box
$175.99

Featured stores

★ Featured
The Meat Box
🍔 Food & Drink
AfterpayZip
6 stores found
Mighty Ape
👗 Fashion & Clothing · 💻 Electronics · 🏡 Home & Garden · 💄 Health & Beauty · 🏃 Sports & Outdoors · 🍔 Food & Drink

Mighty Ape is one of New Zealand’s leading online retailers, offering a wide range of products

Afterpay Afterpay Zip
View details Visit store →
Shark
💻 Electronics · 🏡 Home & Garden

By providing highly functional, innovative products, SharkNinja has rapidly carved out a significant market share in the appliance industry, becoming one of the leading companies in this sector.

Afterpay Afterpay
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Temu
👗 Fashion & Clothing · 💻 Electronics · 🏡 Home & Garden · 💄 Health & Beauty · 🏃 Sports & Outdoors · 👶 Kids & Baby · 💍 Jewellery

Shop Exciting Products, Brands, And Tools At Temu. Quality Products Sourced Around the World.

Afterpay Afterpay
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Urban Sales
🏡 Home & Garden

[$20 Off your first order!] Urban Sales is an online store for Kiwis who love stylish, multifunctional furniture and creative home design.

Afterpay Afterpay
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Frequently asked questions

What is buy now pay later (BNPL)?

BNPL lets you purchase items immediately and pay in equal instalments — usually weekly or fortnightly and interest-free. Popular NZ services include Afterpay, Laybuy, Zip, Humm, Genoapay and Klarna.

Which stores in NZ accept Afterpay?

Hundreds of NZ retailers accept Afterpay. Use the payment filter on this page to see them all, or go directly to buynowpaylater.nz/pay/afterpay.

Is BNPL free to use?

Most BNPL services are interest-free if you repay on time. Late fees (typically $10) apply if you miss a payment. Some services charge account fees on certain plans.

Does BNPL affect my credit score?

Most NZ providers only do a soft credit check which doesn't affect your score. However, missed payments referred to a collections agency can appear on your credit file.

Can I use multiple BNPL services?

Yes — you can hold accounts with multiple providers. Just be aware each active plan is a separate debt, which increases the risk of missed payments if you lose track.