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Afterpay

Pay in 4 fortnightly instalments, interest-free.

Repayments
4 fortnightly payments
Spending limit
Up to $2,000
Interest
None
Late fee
$10 per missed payment (capped at 25% of order)
Credit check
Soft check only
Available
Online & in-store

Best for

Everyday shoppers who want a simple split-payment option at thousands of stores.

👍 Pros
  • No interest ever
  • Widely accepted across NZ
  • Easy app to manage payments
  • Instant approval
👎 Cons
  • Late fees if you miss a payment
  • Spending limit starts low for new users
  • Not available for all purchase types

Find stores that accept Afterpay

Browse all NZ merchants that accept Afterpay payments.

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