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AF
Afterpay
Pay in 4 fortnightly instalments, interest-free.
Repayments
4 fortnightly payments
Spending limit
Up to $2,000
Late fee
$10 per missed payment (capped at 25% of order)
Credit check
Soft check only
Available
Online & in-store
Best for
Everyday shoppers who want a simple split-payment option at thousands of stores.
👍 Pros
- No interest ever
- Widely accepted across NZ
- Easy app to manage payments
- Instant approval
👎 Cons
- Late fees if you miss a payment
- Spending limit starts low for new users
- Not available for all purchase types
Find stores that accept Afterpay
Browse all NZ merchants that accept Afterpay payments.
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